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A guide to restaurant insurance
When running a busy food business, it can be hard to find the time to arrange the best insurance deals. We take pride in helping you find the best restaurant cover, so that you have more time to focus on your passion.
Whether you are looking for restaurant insurance, bar insurance or takeaway insurance, we take you through everything you need to know. We can help you find the cheapest insurance deals from the insurers you trust.
What is restaurant business insurance?
Restaurant insurance is designed to provide your business with protection from a variety of unexpected claims. Whether you suffer a financial loss, incur damage, or employees suffer an accident, business insurance can provide the financial protection you need.
The exact type of restaurant insurance you require will depend on the risks which your business is exposed to. There are many forms of restaurant insurance available, designed to cover everything from wine bar insurance to fast food delivery insurance.
If you run a restaurant or food related business, there are many aspects of the business which could be protected through insurance. For example, it is likely you will have customers visiting the premises and staff, insurance will cover these risks. In addition, insurance can protect the essential items you need to run your business, such as stock, catering equipment and furniture. Having appropriate insurance in place will provide the finance you require to minimise any disruptions to your business.
What types of restaurant insurance cover are available?
There are many forms of large or small business insurance which will provide the cover your restaurant requires, for example:
Restaurant Public liability insurance
Protects you from claims made by members of the public, as a result of illness or accidents caused by your restaurant. For example, food poisoning or slipping on a wet floor.
Employers liability insurance
A legal requirement if you employ one of more members of staff. It will cover your business from claims made by employees for illnesses or injury.
Restaurant Contents insurance
If stock, furniture or restaurant equipment is damaged or stolen, contents insurance will provide the funds needed to replace these items.
Buildings insurance
If your building is damaged in any way buildings insurance will cover the cost of any repairs.
Business interruption insurance
If your restaurant business is forced to close for a period of time, business interruption insurance will cover any loss.
If you run a takeaway, you may also need takeaway shop insurance and specific fast food delivery insurance. There are many great deals available, for fast food insurance Deliveroo drivers and other forms of cover.
How do I find the best insurance quote?
Here at BusinessComparison we specialise in helping businesses find the best deals for their financial requirements. Simply enter your business details and insurance requirements into our online form.
If your requirements are not covered by our quick form, please contact the team and we will arrange a bespoke quote.
Our team of insurance experts will then arrange quotes with our panel of trusted restaurant insurance providers. We can help you with finding a single policy or a comprehensive policy of combined insurance types.
There is no-obligation to proceed with purchasing your policy through our site.
Although, if you do decide to go ahead, we have made the process as simple as possible. It is even possible to choose to pay for the full premium or to spread the cost across monthly payments. Whatever option you choose, we will help you find the most competitively priced policies available.
To find out more about restaurant insurance cover, please contact our insurance experts to discuss your requirements.
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